Personal insurance

Home insurance

Protect your family, and your home with comprehensive home insurance coverage with Orizal.

Edison Li

It's all about the client, at every step of the way.

Edison Li

Edwina Woo

We're not your ordinary advisors; far from it.

Edwina Woo

Annie Lim

We're family looking to take you further.

Annie Lim

What is home insurance?

A home insurance plan protects your home in the events of fire, water damage or break-ins, and helps you, as much as possible, to restore things back to normal.

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Why do I need it?

A home is one of the greatest assets that you have, and also a significant life milestone. A home insurance protects your family and your asset from unnecessary stress and worry in the event of distress.

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Who is it useful for?

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Private homeowners

Private homeowners are owners of condominiums, landed houses, bungalows, and terraces.

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BTO/HDB homeowners

Built-to-order (BTO) and Housing Development Board flat owners are owners of public housing flats.

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What's covered?

What’s covered in home insurance?

If there’s damage or loss to your home due to unpredictable events, we got your back.

Get 360° protection for your home, to minimise stress, worry and finnancial distress when unfortunate events hit.

When disaster strikes your home (touch wood), and you're covered...

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Alternative accomodation

We’ll pay for a place for you to stay while things get sorted.

While your home is being fixed or restored, you need a place to stay. A home insurance policy covers your stay during this duration.

Household contents

We’ll compensate you for your household contents

In the event that the items in your house are destroyed, a home insurance plan reimburses you for the value cost of those items.

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Landscaping replacement

We’ll replace the landscapes in your home

In the event that the unforeseen event ruins or destroys the landscape in your home, a home insurance policy covers its replacement.

Medical expenses for insured & spouse

We’ll pay any medical bills for you and your spouse

If the unfortunate event has harmed you or your spouse in anyway, we’ll cover the medical bills arising from that incident for both of you.

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Personal liability

We’ll cover any accidental mishaps

If there’s an accident where something from your home puts you in a position where you have to pay damages, we’ll pay them for you.

Renovation costs

We’ll pay any medical bills for you and your spouse

If restoring your home requires renovation (including fixtures and fittings), a home insurance policy will cover the costs for you.

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Valuable items

We’ll insure any valuable items in your home

In the unfortunate event that any valuable items in your home (artworks, precious stones & jewels) go missing, we'll cover you.

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Ready to begin?

Start your assurance now

Come home to peace of mind with Orizal.

Speak to a friendly Orizal consultant now to talk about how we can help you keep your home a safe and worry-free one.

See the rest of our solutions

Consequential loss insurance is just one part of Orizal’s comprehensive corporate insurance solutions to help you run your business with confidence.

Home Insurance

Home Insurance

Protect your home and family from harm.

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Motor Insurance

Motor Insurance

Drive with complete peace of mind.

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Accidents

Accidents

Insure yourself against life’s unpredictabilty.

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Travel insurance

Travel insurance

Explore the world with complete assurance.

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Weddings

Weddings

Your wedding deserves to go smoothly.

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Consequential loss

Consequential loss

Get complete Business Interruption protection.

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Contamination product

Contamination product

For accidental product contamination & recalls.

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Contractors' all risks

Contractors' all risks

Complete your projects with peace of mind.

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Workman compensation

Workman compensation

Insure your employees for work injuries.

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Cyber insurance

Cyber insurance

Get cyber protection in a digital world.

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Directors' liability

Directors' liability

Insure Directors in your company.

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Employee benefits

Employee benefits

Get cyber protection in a digital world.

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Environmental liability

Environmental liability

Insure your assets against environmental claims.

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Equipment all risks

Equipment all risks

Prevent hefty costs due to machine error.

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Fidelity gurantee

Fidelity gurantee

Insure your company against fraud.

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Fire and special perils

Fire and special perils

Guard your company against fires & hazards.

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Initial public offering

Initial public offering

Make your IPO process a smooth one.

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Marine insurance

Marine insurance

Insure your marine activity and your assets.

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Money insurance

Money insurance

Shield yourself from any money lost in transit.

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Motor insurance

Motor insurance

Protect your fleet and staff on their daily trips.

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Performance bond

Performance bond

Ensure contracts are duely performed.

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Product liability

Product liability

Guard from claims of harm from products.

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Product recall

Product recall

Insure yourself from hefty product recall efforts.

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Professional indemnity

Professional indemnity

Get financial protection against third-party claims.

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Public liability

Public liability

Indemnify your employees' claims.

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How can Orizal grow with you?

Join the Orizal family as an advisor, or learn how Orizal can help you meet your financial goals with the grains of success.

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